ATM / DEBIT CARDS AT THE PEOPLES BANK
A Peoples Bank ATM/Debit Card is a valuable tool in the utilization of your account. This card is available for those holding a Peoples Bank Checking Account. It provides access for those needing the convenience of 24 hours a day, 7 days a week service. The Debit Card provides purchasing power at retail establishments around the World. With access to an ATM, the card allows many account services, such as deposits, withdrawals, and transfers. Withdrawals of cash are limited to $200.00 per day. ATM only cards are available with Savings Accounts.
There is no charge for the use of an ATM/Debit card at an ATM located at either Peoples Bank Branch, 103 East Wiggin Street in Gambier or 11423 Upper Gilchrist Road in Mount Vernon. Outside of our service area, you may also access your account through any ATM that displays any of the following network affiliations: Cirrus, Plus, Jeanie, Discover, MasterCard and Visa. The bank that owns another ATM machine may charge a fee for a transaction made through their institution.
Protect yourself from debit card theft and fraud by ensuring that your PIN is secure. Don’t share your card or PIN with others. If you are contacted through the telephone, or internet, by anyone asking for verification of your card number, account number, or other financial information; do not give out your information. If the caller is insistent, ask for a number to call back with the verification. They may not be who they profess to be. Always report any stolen or lost cards immediately to the Bank.
At the time of a withdrawal of cash from an ATM machine, you are provided with a receipt that includes a balance. Please be aware that this balance will often not reflect other activity that has occurred to your account in the past 24 to 48 hours. In this day of various electronic transactions, account balances can change very quickly. For this reason, we recommend that night deposits be made in our Night Depository rather than through the ATM machine, you account will be credited on the next business day per our disclosures.
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