MORE SERVICES AND INFORMATION AT THE PEOPLES BANK
Cashiers Checks
Cashier’s Checks are official bank checks in which payment is guaranteed by the issuing bank. This is possible since payment for the amount of the check has been made as part of the purchase. Acceptance of Cashier’s Checks from another bank may require a hold, while the check is submitted to the originating bank for payment. Unfortunately this is necessary since there has been significant fraudulent activity associated with Cashier’s Checks.
Credit Life and Disability Insurance
We offer both credit life and disability insurance to our installment loan and mortgage loan customers. Protect yourself and your loved ones from the turmoil that can occur in the case of a breadwinner is suddenly unable to work, or worse yet, is no longer with us. Ask for details of this protection at the time that you are closing any loan.
Night Depository
Both of our branches have night depository services. At both locations the night depository is located adjacent to the drive up window. After hours deposits are always better made here than through the ATM machine, you will get quicker credit to your account. At a minimum place your deposit in an envelope and drop into the slot. If you have sizeable night deposits, such as for a business, let us know and we will provide you with a bag to use for your deposits.
Voice Access
For the convenience of our customers, The Peoples Bank offers 24/7 access to their account information, even if they don’t have an internet connected computer available. We can set you up to be able to call, 397- 2395, to check on your account balances, order checks, or find out recent account transactions. Just ask, we will be glad to be able to help you get this setup. Calling after 7:00 pm will ensure that you receive all of the previous days transactions.